Yes, You Can Buy a Home with Student Loan Debt
Yes, You Can Buy a Home with Student Loan Debt Here’s How You’ve got student loans, a dream of homeownership, and maybe a little voice in your head saying, “Yeah… probably not going to happen anytime soon.” 😬 You’re not alone. According to a recent study, 72% of people with student debt believe it’ll delay their ability to buy a home. But here’s the thing— that belief might be more fear than fact . ✨ If you’ve been hitting pause on your homeownership goals because of student loans, I’ve got good news: You're probably closer to being mortgage-ready than you think. What You Need To Know 🧠The National Association of Realtors reports that nearly a third of first-time homebuyers had student loan debt. HUD says over 80% of FHA-insured mortgages go to first-time buyers—and nearly half of those buyers also carry student loan debt. So yes—people are definitely buying homes while still managing student loans. The Key 🔑 Understanding how that debt plays into your ov...